Wednesday, May 23, 2007


Tentu anda pernah impikan untuk menjadi jutawan. Tetapi tahukah anda bagaimana seseorang itu boleh menjadi jutawan ?

Secara puratanya , hanya 10% sahaja dari mereka menjadi jutawan melalui kekayaan yang diwarisi. Sebenarnya kebanyakan orang yang telah menjadi jutawan adalah terdiri daripada usahawan , iaitu orang yang sanggup mengambil risiko bagi memenuhi impian mereka.

Menurut pakar psikologi , mereka ini secara amnya mempunyai ciri-ciri peribadi yang sama pada dasarnya. Ciri–ciri inilah yang mendorong kejayaan mereka. Mereka ini mempunyai dorongan yang besar dan mempunyai sifat ingin tahu tentang perkara-perkara baru. Dan sifat inilah yang menemukan mereka kepada peluang-peluang baru yang membawa kejayaan. Juga mereka adalah optimis dan suka mengambil risiko. Mereka juga degil walaupun mungkin pernah gagal sebelum ini, tetapi disebabkan ingin berjaya , tiada erti “putus asa” wujud dalam kamus hidup mereka. Tetapi yang pasti, mereka amat jelas dan tahu akan matlamat mereka.

Kebanyakan mereka bermula dengan membuka perniagaan sendiri dan meraih kejayaan dengan mendapat keuntungan besar setelah beberapa tahun berusaha keras mencapai matlamat dan impian mereka. Beberapa contohnya adalah seperti berikut :

"When Frank Darras graduated from law school, all he wanted in terms of material wealth was a middle-class life for his wife and kids. But while working as a doctor's assistant to put himself through school, he developed a burning desire to help the folks he saw struggling with unpaid insurance claims. "It was the David and Goliath aspect that attracted me more than anything," says the Ontario, Calif., attorney. Once he had his degree, Darras was like a cruise missile aimed at the insurance industry. By 1990 Darras had his first million-dollar year, and today he oversees one of the nation's largest disability and long-term-care practices. "I never thought I'd make $5 million in two lifetimes," he says. "I just loved the work."

Getting rich also requires a certain amount of stubbornness and clarity of purpose. Consultant Joel Kurtzman, who evaluated 350 startups for his book Startups That Work, found that successful outlets usually have a team of two or three founders who share a common vision; the success rate for this model was a remarkable 50%. The odds for solo founders were more like the oft-quoted one in 10, in part because they often found themselves working at cross-purposes with hired guns who see things differently. That's what 34-year-old Justin Jarvinen learned the hard way. The entrepreneur saw two promising business ventures go down the tubes after he took on partners who tweaked his ideas beyond recognition. But three years ago he started VerveLife, a service that helps companies promote online marketing efforts with free music downloads. Knowing that his success depended on his enthusiasm for bringing the idea to market, he carefully chose partners who supported his vision. Jarvinen is now the majority shareholder in two dot-coms, and he claims an eight-figure net worth. But what really excites him is his freedom to explore and support new ideas; his current passion is mentoring younger entrepreneurs. "I'm interested in doing whatever I want, whenever I want," he says. And chances are you feel similarly. When people dream of getting rich, it's about more than nice clothes and fancy vacations. Being rich means freedom: to spend your time as you please, to pursue your real interests and to take a chance without courting utter ruin. Paradoxically, the road to riches often means acting as if you already have that freedom.”

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